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Welcome to the YWCA Greater Pittsburgh

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YW News

Health Insurance Enrollment

STEPS

1. Call 2-1-1 anytime
2. Ask for your appointment with a YWCA navigator
3. Schedule your free appointment
4. Enroll in a health insurance plan that best suits you

Health Insurance Enrollment

When the Health Insurance Marketplace opened for business, the YWCA Greater Pittsburgh was prepared and ready to help. Today our Navigators are ready to answer questions about the Affordable Care Act, offer advice, and help people enroll in the health insurance plan that best suits their needs.

“Health Insurance Explained – The YouToons Have It Covered”

The Henry J. Kaiser Family Foundation, accessed 11/25/2014

Para Español 

The Marketplace

The Marketplace is a resource where individuals, families, and small businesses can: learn about their health coverage options; compare health insurance plans based on costs, benefits, and other important features; choose a plan; and enroll in coverage.

All legal residents must enroll in an insurance plan during the Marketplace open enrollment period, which ends February 15, 2015. If you do not enroll by this time or choose not to purchase insurance, you will be subjected to a fee. In certain cases, individuals can get an exemption from the fee, depending on affordability or special circumstances.

Already enrolled? Check in, compare your current plan with newly available options, and choose what's best for you.The YWCA’s Navigators can help answer questions, help you find health coverage that fits your needs, and assist you with your application. 

Financial Help

Many who did not qualify for lower cost plans last year may be eligible for Healthy PA this year.Your income and household size help determine your plan cost.
You may qualify for Lower Out-of-Pocket costs for:

  • Deductibles
  • Coinsurance
  • Copayments
  • Monthly Costs

Words to Know

  • Benefits - The health care items or services covered under a health insurance plan.
  • Coinsurance - Your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe.
  • Copayment- A fixed amount you pay for a covered health care service or item (e.g., $15 for a doctor’s visit)
  • Deductible – The amount you owe for health care services (those covered by your plan) before your health insurance begins to pay.
  • Network – Facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services.
  • Out-of-Pocket – The most you pay during a policy period (usually one year) before your health insurance or plan starts to pay 100% for covered essential health benefits.
  • Premium – The amount of money you or your employer pay each month for your insurance plan.
  • Preventative Care – assistance that focuses on stopping illness before it starts or catching it early, including screening, tests, health education, and immunization programs

For more definitions visit the Marketplace Glossary

United Way

Thinking about your United Way contribution this year?

Please think about the YWCA Greater Pittsburgh when directing your gift.

Thank you!

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